Rent-To-Buy
Acquire essential equipment without a large upfront payment and structure the cost over time.
Flexible Finance Solutions For Your Business
We are a team of experienced professionals with extensive industry expertise, dedicated to helping our clients grow their businesses since 2002.
We offer flexible equipment rental solutions tailored to meet the unique needs of your business.
A Finance Partner Focused On Simplicity And Service
Our Services
Whether you need to acquire equipment, unlock cash flow, fund a vehicle, finance a practice, arrange home finance or explore insurance options, United Capital assists you with suitable solutions through its affiliate partner network.
Cash Advances
Access flexible business capital from R50,000 to R3 million, repayable over 1 to 12 months.
Invoice Discounting
Free up cash tied in invoices with up to 80% of the invoice value available upfront.
Asset Finance
Finance equipment and assets needed to support day-to-day operations and growth.
Vehicle Finance
Flexible finance options for buying a new or used vehicle suited to your needs.
Practice Finance
Finance support for setting up a new practice or buying into an existing practice.
Home Loans
Guidance and support with home loan requirements through the application process.
Short-Term Insurance
Insurance options to help protect assets, vehicles and business needs against unexpected events.
Life Insurance
Life insurance options that help clients plan for family protection and long-term financial security.
Benefits Of Renting Your Assets
Rental finance assist businesses to acquire the assets they need while protecting cash flow and keeping the process simple.
No Deposit
No deposit is applicable, therefore it has no impact on your cash flow.
Tax Efficient
The monthly payments (excluding vat) are 100% tax deductible as an operational expense against revenue, which reduces your income tax obligations.
Off-Balance Sheet
A rental keeps all assets off balance sheet, avoiding the negativity of high gearing, which improves the financial position of the business.
Simplicity
We manage the entire approval process, allowing you to focus on running your business.
Flexible Rental Periods
We have asset rental periods of 24 - 60 months, as well as short term loans of 6 - 12 months.
Ownership Option
You have the option to upgrade your equipment during the rental period or acquire ownership at the end of the term by paying a small ownership fee. T&C’s apply.
Become A Client Or Supplier
One Simple Process
1
Choose The Correct FormSelect the client finance, individual or supplier application.
2
Open The Correct FormSelect the matching button below. The PDF opens in a new tab so you can view, download or save it.
3
Complete The PDFFill in the required company, finance, product and consent details.
4
Email It BackSend the completed form and supporting documents to Melanie or Corne using the email buttons below.
5
We Review And RespondThe team will contact you regarding the next steps as soon as possible.
Client Application
Please send these documents with your completed form by email.
- Latest 6 months bank statements
- Latest financials (if deal is more than R150 000)
Individual Application
Please send these documents with your completed form by email.
- 6 months bank statements
- 6 months pay slips
- Quote
Supplier Application
Please send these documents with your completed form by email.
- Bank confirmation letter
- Company registration documents
- Copy of ID’s of the owners
Our Clients Reviews
★★★★★
United Capital Group transformed our business. Their invoice discounting service provided us with immediate funds, allowing us to take on new projects without waiting for invoice payments. Their support has been invaluable to our growth.
Jacques du Preez
JL Property Development (Pty) Ltd.
★★★★★
The home loan we received through United Capital was a dream come true. The process was straightforward and the team was incredibly supportive throughout the process.
Dr M Puritan
Plastic Surgeon
★★★★★
Renting equipment through United Capital Group has been a fantastic experience. The rental finance option allowed us to acquire top-notch machinery without a hefty upfront payment. We appreciate the flexibility and tax benefits.
Mr T Snyman
Signarama
Contact Us
Whether you need equipment finance, invoice discounting, cash advances, practice finance, home loans, insurance or supplier support, United Capital’s team is ready to assist.